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Student Health Insurance Built for Your Study Abroad Journey

Australia

OSHC Sorted Before Your Visa Application.

Compare Overseas Student Health Cover from approved Australian providers and meet the Department of Home Affairs requirements for your Subclass 500 visa.

  • Approved OSHC providers
  • Meets the Subclass 500 condition
  • Covers your full visa period

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What you need to know

If you're applying for a Student visa (Subclass 500), you must hold Overseas Student Health Cover (OSHC) for the entire duration of your visa. This is a visa condition, not a university preference, and you'll need your OSHC details to lodge your visa application.

  • OSHC can only be provided by Australian insurers approved by the Department of Health.
  • Your cover must start from your arrival date and last until your visa expires, which is often a few months after your course ends.
  • Dependents (partner, children) on your visa must be covered too, under a couples or family policy.
  • Letting your OSHC lapse can breach your visa conditions.
Some universities have a preferred OSHC provider, but you're generally free to choose any approved provider.
Cover dates calculator

How long does your OSHC need to run?

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Compare every Australia plan you qualify for, with your exact price.

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Australia plans

Plans for students in Australia

OSHC Essentials

Best for: Single students on degree, VET, or English-language (ELICOS) courses

  • Meets Subclass 500 visa requirements from an approved OSHC provider
  • Emergency ambulance and limited prescription medicines
Get a quote · Paid for your full visa period

Your exact age-based price appears in your dashboard.

Most popular

OSHC Comprehensive

Best for: Postgraduate students, longer courses, and students who want private hospital options

  • Higher cover for pharmaceuticals and out-of-hospital specialists
Get a quote · Paid for your full visa period

Your exact age-based price appears in your dashboard.

Australia FAQs

Before you hit submit.

OSHC does cover pre-existing conditions and pregnancy-related care, but usually only after a waiting period of 12 months. Emergency treatment is covered from day one. If you have an ongoing condition or are planning a family, check the waiting periods for each plan before you buy.

Consider the Product Disclosure Statement before purchasing.

Your university says "mandatory health insurance." Let's handle it.