Student Health Insurance Built for Your Study Abroad Journey

USA

Skip the Expensive School Plan. Keep the Coverage You Need.

Waiver-ready plans for F-1, J-1, and M-1 students, matched to your university's requirements.

  • Matched to your school's waiver criteria
  • Meets J-1 federal minimums
  • Certificate by email in minutes

Get your USA quote

No payment needed. Takes about a minute. Step 1 of 3

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What you need to know

You can usually waive that plan if you show coverage that meets your school's criteria, such as minimum annual benefits, a maximum deductible, and a US-based claims office.

On a J-1 visa? US Department of State rules also require at least $100,000 in medical benefits per accident or illness, $25,000 for repatriation of remains, $50,000 for medical evacuation, and a deductible of no more than $500 per accident or illness. This applies to your J-2 dependents too.

Waiver deadlines are strict. Missing yours usually means you're charged for the school plan for the whole term.
University search

Search your university to see its waiver requirements.

Not listed? Add it manually in the quote form and we'll check its waiver rules for you.

01

Get your quote

Fill in the short form at the top of this page.

02

Explore your dashboard

Compare every USA plan you qualify for, with your exact price.

03

Buy and download

Check out securely and get your certificate.

USA plans

Plans for students in United States

Royal 500

Best for: Budget-conscious degree seekers and exchange students at schools with standard waiver criteria

  • Meets J-1 Department of State minimums, including medical evacuation and repatriation
Get a quote · Age-based pricing

Your exact age-based price appears in your dashboard.

Most popular

Elite Plus

Best for: Graduate students and schools with strict waiver criteria (ACA-style benefits, low deductibles)

  • Preventive care and annual check-ups at $0 in-network
  • Built for strict waiver schools: the tier most likely to meet high-bar university requirements
Get a quote · Age-based pricing

Your exact age-based price appears in your dashboard.

USA FAQs

Before you hit submit.

First, don't panic. Denials usually come down to one specific criterion, and many can be fixed. Our team will review the rejection reason, and if another Campus Stride plan meets it, we'll help you switch and resubmit.

Your university says "mandatory health insurance." Let's handle it.